
Is Trace and Access Standard on All Home Insurance Policies?
No, trace and access is not automatically included in all home insurance policies. While many buildings insurance policies do include it, some insurers treat it as an optional add-on, and cover limits can vary significantly between providers. To check, review the Escape of Water section of your policy documents or call your insurer directly. Cover limits typically range from £5,000 to £10,000 per claim. If trace and access is not included, it can be added for a relatively small additional premium.

